Protect Your Home & Everything Inside
Comprehensive Homeowners Insurance • Hurricane Protection • Military Discounts
Why Trust Kolstad with Your Home Protection?
Protecting North Carolina homes and families with comprehensive coverage and local expertise
NC Weather Expertise
Specialized protection against hurricanes, flooding, and severe weather common in North Carolina.
Complete Protection
Your home, belongings, and personal liability all covered under one comprehensive policy.
Bundling Savings
Combine with auto insurance for significant discounts. Save up to 25% with our multi-policy deals.
Complete Home Protection Coverage
Every aspect of your home and lifestyle protected with comprehensive coverage
🏘️ Dwelling Protection
Covers the structure of your home including walls, roof, built-in appliances, and attached structures like garages.
- Replacement cost coverage
- Extended dwelling protection
- Building code upgrades
🛋️ Personal Property
Your belongings are protected from theft, damage, and loss both inside and outside your home.
- Furniture & electronics
- Clothing & jewelry
- Off-premises coverage
⚖️ Personal Liability
Legal protection for your family if someone is injured on your property or you accidentally cause damage.
- Bodily injury coverage
- Property damage liability
- Legal defense costs
🏨 Additional Living Expenses
Temporary housing coverage if your home becomes uninhabitable due to a covered loss.
- Hotel & rental costs
- Restaurant meals
- Storage expenses
🌀 North Carolina Weather Protection
Hurricane season, severe storms, and flooding are real threats to NC homeowners. Don't wait until it's too late.
Our policies include specialized coverage for wind, hail, and flood damage common to the North Carolina coast and inland areas.
Secure Your Home & Peace of Mind Today
Don't leave your most valuable investment unprotected. Get comprehensive coverage at competitive rates.
Get My Home Insurance Quote