Protect Your Business with Comprehensive Coverage
General Liability • Workers' Comp • Property • Cyber Protection
Why North Carolina Businesses Choose Kolstad
Independent agency serving businesses from startups to established enterprises
Independent Advantage
We work for YOU, not insurance companies. Compare multiple carriers to find the best coverage at competitive rates.
NC Compliance Expert
Ensure your business meets all North Carolina insurance requirements and regulations with our local expertise.
Cost-Effective Solutions
Bundle multiple coverages for maximum savings. Our clients typically save 15-30% with our comprehensive packages.
Essential Business Insurance Coverage
Complete protection for every aspect of your business operations
🛡️ General Liability
Foundation of business protection. Required by most contracts and leases. Covers third-party claims and legal defense.
👷 Workers' Compensation
Mandatory in NC for employees. Protects your team and business from workplace injury claims and compliance issues.
🏢 Commercial Property
Protect your physical assets. Coverage for buildings, equipment, inventory, and business interruption from disasters.
💼 Professional Liability
Errors & omissions protection. Essential for service businesses against claims of professional mistakes or negligence.
🖥️ Cyber Liability
Modern business essential. Protection against data breaches, cyber attacks, and privacy violations in our digital world.
🚗 Commercial Auto
Business vehicle coverage. Higher limits than personal policies for company cars, trucks, and commercial fleets.
We Serve All Industries Across North Carolina
Specialized coverage and expertise for your industry's unique risks
Ready to Protect Your Business?
Get comprehensive business insurance coverage tailored to your industry and needs
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